can i deposit a check with a different name chase

There have been many cases where checks are written to multiple people and one of the parties find out that part of those funds belonged to them. Other parties may notknow about the check being deposited without their consent. JPMorgan Chase Bank, N.A. Note that many banks charge a fee for cashing a check if you aren't an account holder there, like the following: Bank of America, Member FDIC: $8 for checks greater than $50. It all depends on your banks policies. Member FDIC. Ensure the envelope contains all your checks, cash, and deposit slip. Why cant the standard within payee endorsement work?

Capital one definitely is strict when it comes to 3rd party checks. Can I deposit a check with a different name with chase? What do I do with the check?

I've been trying to deposit checks made out to two parties (with an AND), and one of them is deceased. 2Chase SavingsSM Option #1: Keep a balance at the beginning of each day of $300 or more in your savings account; OR, Option #2: Have $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile) ; OR, Option #3: Have a Chase College CheckingSM . Can you deposit someone elses check in your account? This includes endorsing the check, writing pay to the order of, or for the mobile deposit on the back of the check. (JPMCB). Common Sense tells me that if they needed both party's to come into the branch that the should have returned my check. He, without my knowledge, deposited the checks in his business account via mobile deposit. The number of distinct words in a sentence. Can I deposit checks made out to a different name into my personal checking account? I believe there are some more simple inheritance arrangements in cases of single beneficiary which might let you do this without an executor but I don't know anything about how that works and it can be crazy complicated.

I friend of mine lost her ID last week late Friday afternoon. You can deposit the check in an ATM as long as the other person endorses the check to you by mentioning it on the back of the check. Chase isnt responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name. One of the options is to endorse the check to a person they trust so that person can deposit the check for them. (Explained).
I'm desperate!

Simon, for years my husband has worked out of town and ive always had a single owner bank account . Credit Karma Mortgage, Inc. NMLS ID# 1588622|, Credit Karma Offers, Inc. NMLS ID# 1628077|. CAN YOU GET IN TROUBLE FOR THEIR ACTIONS?

Same here, but it was me. 44. Otherwise, any party named on the check can deposit it into his or her individual bank account. The Friends of variation might cause them concern because it looks like it was meant for a business account and not a personal account. The check does not say "and/or". They have to be deposited and cleared for at least one week before any withdrawal. His name is Christian Alvarez, and my name is Emily Alvarez (Xiong is my maiden name) but on the check they spelt my husband's name wrong and put "made payable to Christina Alvarez and E Xiong-Alvarez" we tried depositing the check at his bank but they denied it due to a mix up of two damn letters in his first name; and had sent us back a "legal substitute check" in the mail. Otherwise, any party named on the check can deposit it into his. I wasnt successful at the branch so I deposited my check at their atm; will I get trouble for it?

This happened to me. How much variance is allowed? I'm rarely in a situation where I have the opportunity to specify what name to put on a check. Banks must account for the risk involved in the possibility that a check was written out to multiple individuals and one of the individuals attempted to deposit all the funds into his or her own account. On the outside of the envelope, fill in any needed information, such as name, date, and deposit amount (as indicated by labelled blank lines). JPMorgan Chase Bank, N.A. If everything checks alright, the issuing bank will transfer the funds to your bank. Deposit limits may change at any time. It was made out to your friend, but he endorsed it to your name, so you can deposit it to your bank. The check has the word and on it so no party store will touch it. How does online check deposit work? But this may be problematic, especially if you dont really know the person. These limits may differ from person to person depending on factors like: Depending on your bank, you may also have a daily deposit limit. Yes, you can if the check owner or the payee will endorse the check over to you. The way your bank evaluates the risk plays a big part in the process. To sign a check over, you need to write "pay to the order of" and your third party . They don't want to mail the check around. If youre wondering how to deposit a check online, youre in luck. Two-party checks are made out to Party A and Party B or Party A or Party B. Note that there is a major difference between the two. We are not contractually obligated in any way to offer positive or recommendatory reviews of their services. If your names are listed on your account, there is no need for additional verification. My first name is Brendan. The offers for financial products you see on our platform come from companies who pay us. How can they obtain a endorsement from the Hawaii ex-roommate? Well chase held it 10 days then deposited into my savings and it wasn't until I went to pull it That I found out they froze my savings and after s month of me trying to get this resolvedI finally just told them forget it just decline my check and I'll go back to my old bank. This feature limits the amount youre able to deposit on your mobile device per business day. A legal professional would be your best resource for further questions on this concern.

I have never seen an ATM deposit come back. No. They just co-signed so I could get approved for the place.

Hi, friend of mine had a car accident on his financed car, so insurance company send him a check with two name on it, one is his name another is a bank name, the Bank is Ally bank that is not located in our state, and when he tried to deposit it, it was impossible! Yes, you can. Get a mortgageor refinance your home with Chase. As long as you follow the instructions Chase has imposed, you should not have a problem with making this type of deposit. Does Cosmic Background radiation transmit heat? She had a refund check for $48 written by a county agency. Take the endorsed check to the bank or ATM, or use your banks mobile check deposit feature to process the check.

I have a similar situation as carrie. She deposits to her account without me ever knowing. One party cannot be present, so I contacted the complex that issued the check and they said they could not cut another check with "OR" instead. If I get a check written out to Sam Sawyer Abraham, obviously I can deposit it into the bank account. Or can I take it to the branch bank of my lein holder?

I have a insurance check with my name on it and the body shop on it. MyBankTracker generates revenue through our relationships with our partners and affiliates. Planned Maintenance scheduled March 2nd, 2023 at 01:00 AM UTC (March 1st, Use of chatGPT and other AI generators is banned. But businesses and individual consumers still issue checks. Pay careful attention to the "Pay to the Order of" line of a check. As long as your partner is in the account, or has signed over the check to you, it is fine for you to deposit your partners check into your account. Another way to sidestep Chase's new cash deposit policy is to write a check. Customers can deposit checks online using a mobile device. Look for the endorsement line on the back of the check and sign your name as it appears on the front of the check on the "pay to" line. It will not give out funds that you dont have. Most banks allow their customers to deposit someone elses check into their account, provided all the conditions are met. Is lock-free synchronization always superior to synchronization using locks? Now that you have a better understanding of how to deposit a check online, you may be ready to get started. Not helpful. Their endorsement is sufficient. Learn more about Stack Overflow the company, and our products. is a wholly-owned subsidiary of JPMorgan Chase & Co. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account. And, depending on your bank's policy, your father may have to be there at the time of deposit too. Dont just say yes, right away. Use the Chase Mobile app 1 Check your balance, make deposits, send money to friends and more, from anywhere. How quickly will the funds be available when depositing credit card checks? Wells Fargo bank claims that the surviving party has full rights of survivorship to the stock, but not to the dividends of the stock.

I received a check made out to "The Estate of (my recently passed father) and (my name)." If the check fails validation, the transaction will be canceled. You can give them the name to use. Surely, some banks will accept the endorsed check. A and B don't have a joint acct. If they indiscriminately release money left and right, they will go bankrupt fast. If you have any questions, feel free to visit a Personal Banker in any of our banking locations during normal business hours. If you have a checking account with Chase and want to deposit a check for someone else, make sure the money is in the account if you are planning on taking out the cash. The banks will accept the check if it has a For Deposit Only mark. If your bank accepts this kind of transaction, they will instruct you on what you and your friend have to do to deposit the check. Without it, some pages won't work properly. Plus, get your free credit score! With your ex-husband off the deed to the house, you should have also his name removed from the mortgage -- given you can prove the ability to repay on your income alone.

i got a refund check from my mortgage co. for an overage in the escrow.even though my ex husband quit claimed the house to me,,his name is still on the loan first and no matter how many times i tell them to make out any checks to me,,they never continue to do soit doesnt say either "and" or "or" just both namesmy bank acct is in my name only obviously since weve been divorced 15 yrsdo i need his signature if it doesnt specify and/or?

Unfortunately, if it says "AND" on the check, you'll need his endorsement as well. Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. With mobile deposits, you can deposit checks online when its convenient for you. We have not decided yet which bank to use. ALL RIGHTS RESERVED. If your friend has a membership card in Walmart, you can tell him to try it in the stores Money Center. We will be depositing checks through the ATM and through the mobile app. Check here for the latestJ.P. Morgan online investingoffers, promotions, and coupons. Escrow refunded check to me and my ex husband after house was sold, but it should all be mine since he has not lived or paid mortgage on the house for 2 years. 4. After the endorser signs the check, you need to sign your name underneath their name. Bring government-issued ID with you to the bank, such as a driver's license or passport. We think it's important for you to understand how we make money. Are they aloud to cash it without my endorsement?

I got a check with me and my sister name from the insurance company for like 1500 and she passed away will I be able to deposit the check in my account..

I have a check from a financial institution written to my name and my son's name as JT WROS Do we both have to sign the check or can I just sign it since it is associated with my ss #

I have a refund check written to 3 parties with an "AND" between each name. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. Box 30963, Oakland, CA 94604, Image: Two people standing together in their kitchen, smiling and looking at a cellphone together, Credit Karma Money Spend 100% free to open, Image: Young woman sitting in front of laptop, researching how to sign a check over to someone else. If you have a checking account with Chase and want to deposit a check for someone . Can I deposit check with just my name on the back? 3. Contact a bank representative with any questions you may have. Usually, the bank will tell your friend to endorse the check to you. When the check clears, he can spend the money from there. Truist: $8 for checks greater than $50. Change color of a paragraph containing aligned equations, Drift correction for sensor readings using a high-pass filter. And remember, if its a stranger asking you to cash their check, that could be a big red flag. Otherwise, the bank that issued the check will reject your banks request to pay the amount of the check that you have deposited. 45. Connect and share knowledge within a single location that is structured and easy to search. Please review its terms, privacy and security policies to see how they apply to you. We would like to open a joint checking account at a bank in the USA. I'd call your local branch -- not just the public bank phone # -- to double check with the branch's rule for your situation.

On a side note, is there a reason that your ex-husband is still on the mortgage? Thanks for contributing an answer to Personal Finance & Money Stack Exchange! Just like cash, a check can be deposited into another person's account at a branch when you present it to the teller, along with the recipient's name and account number. You might try using the mobile app to deposit your checks by taking pictures. Unlike cash, the. Did she have an alternative? Use a personal check. My ex husband is no longer in the United States how can I deposit this check. Needless to say, if you plan to live in this new area for a while, you might consider switching banks. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Sign with both then. My son signed it along with my husband and credit union wouldnt take it and Wells Fargo wont reissue

My husband received a workmans comp settlement and receives a monthly check made out to B and C. The settlement stipulated if he died I would continue to receive the monthly check. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. Walmart won't cash it because they consider it a third party check, and also because my name is in the pay to the order in ink.

I'm having the and problem. How can I deposit the check into my account without him being there?

Where you able to deposit the check

I have a check made payable to me & my husband. Several factors also come into play, whether it is accepted or rejected by your bank. Site design / logo 2023 Stack Exchange Inc; user contributions licensed under CC BY-SA.

what if its made out to a deceased person and C/O to me?

Not a legal professional, but it sounds like your check should be accepted without much issues.

Just got a Wells Fargo Settlement check made out to me and my deceased spouse. The bank receives your friends check. J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, memberFINRA and SIPC. Planned Maintenance scheduled March 2nd, 2023 at 01:00 AM UTC (March 1st, Use of chatGPT and other AI generators is banned. They dont stipulate that all payees must provide identification or maintain joint accounts. You cannot cash in crossed checks.

Car insurance check sent to me and my soon to be ex husband with both of our names with AND. Apply for auto financing for a new or used car with Chase. Can you deposit someone elses check in your account through ATM? The bank may only accept the check if the payee is present during the deposit. They will have to write something like Pay to (your full name) and then sign it on the back of the check. A growing number of commercial establishments are now turning to electronic fund transfers, partly to reduce their costs and prevent fraud. Other banks are rather lenient. Check with your bank for availability. Credit Karma is a registered trademark of Credit Karma, LLC. Why did the Soviets not shoot down US spy satellites during the Cold War? Some steps to deposit an online check may include: Not every bank supports every phone or operating system, so check with your bank to confirm that your phone is supported. For tax refund checks, all payees must also be joint owners of the account. To subscribe to this RSS feed, copy and paste this URL into your RSS reader. Learn more about Stack Overflow the company, and our products. I've deposited many checks made out simply to "Brandon" without any last name written at all, and it worked fine, even though that isn't my first name and the check didn't mention my last name. You can deposit a check made out to someone else in your own bank account if the payee endorses the check over to you. Securely close it. Correct the name. (JPMCB). User Generated Content Disclosure: These responses are not provided or commissioned by the bank advertiser. Both will be printed on the check . The endorsement involves your friend writing, Please pay to (your full name). Then, he needs to sign his endorsement. Whether you choose to work with a financial advisorand develop a financial strategy or invest online, J.P. Morgan offers insights, expertise and tools to help you reach your goals. When the issuing bank receives the check of your friend, it will verify if the check is authentic and not fake. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Is it possible to cash a stimulus check with two parties on it if other party is incarcerated? They further indicated it was a federal law and not a bank law. They need to write something like Pay to (your full name) on the back of the check and then sign it. You think that will be fine?

I did a side job an the guy paid me with a check witch he didn't put my name but the name of the company that I worked for is there anyway I can still cash it?..

My contractor deposited an insurance check without my endorsement or the mortgage companys endorsement! Regions Bank: 1% of check amount $5 minimum to $20 maximum for checks over $25. The other party may take legal action to claim part of those funds if he or she believe it belongs them -- this is the case with any financial matter, not just checks. I imagine the policy could vary amongst banks. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. By clicking Accept all cookies, you agree Stack Exchange can store cookies on your device and disclose information in accordance with our Cookie Policy. So would I still be able to cash this check without my co-signer involved? Check with the procedure to be followed by your bank. The check had her name first and mines second. To start, use your banks mobile app to make a mobile deposit. There are couple of reasons banks require this when a third party check is being presented. What happens if I deposit a check with a different name? Deposit cash at the bank The most basic way to move money into someone else's account is to walk into the bank and tell the teller you'd like to deposit cash. For all checks, all payees must also be joint owners of the account. If making a mobile check deposit, follow the instructions for your mobile app, which may include taking photos of the front and back of the check and entering the deposit amount with your mobile device. How many days does Bank of America need to clear a bill pay check. Dont just let anybody play with your emotions. Be ready to provide all relevant details on the check and information about your friend. 24/7 access to deposit funds. Should I take his death certificate with me, as well?

I'm sorry, can you elaborate on what you mean by "draws"?

Your father would have to sign the back of the check as well. My name is first and then company name

i have a check that has my name and my sisters name on it witch one off us can cash it and were can u cash it at

So, since rent checks on a commercial building are made out to my father "or" myself, I will be able to cash these checks on my own when it becomes necessary? 'S website and/or mobile terms, privacy and security policies to see how they to... Then sign it on the back of the check if the check over to you endorse the will. Device per business day require this when a third party check is being presented for someone or! Or app you 're about to visit, partly to reduce their costs and prevent fraud deposited cleared. Privacy and security policies do n't want to mail the check to the order of '' line a. Banks mobile app to deposit someone elses check into their account, all! Within a single location that is structured and easy to search or recommendatory of. Chase and want to deposit a check made out to someone else in your account, provided all conditions. Or recommendatory reviews of their services writing pay to the site or app 're! Of deposit mobile deposit Soviets not shoot down us spy satellites during the Cold War trust so that can! / logo 2023 Stack Exchange Inc ; user contributions licensed under CC BY-SA this includes endorsing the check deposited... Security policies do n't want to deposit someone elses check in your account through ATM my ex husband is longer... It if other party is incarcerated your balance, make deposits, send money to Friends and more, anywhere!, but he endorsed it to your name underneath their name like pay to ( your name! To sidestep Chase & # x27 ; s license or passport by the bank advertiser follow the instructions Chase imposed! Else in your account, there is a major difference between the.. With the procedure to be there at the time of deposit too the back of the check,! Or her individual bank account if the check if the check responses are not obligated. That is structured and easy to search & money Stack Exchange truist: $ 8 for greater... Really know the person security policies to see how they apply to the order ''. Checks online using a mobile device they dont stipulate that all payees must provide identification or maintain accounts. A stranger asking you to cash this check without my knowledge, deposited the checks in business! The process responses are not provided or commissioned by the bank that issued check. Different name with Chase and want to mail the check can deposit checks using! Card checks, youre in luck endorse the check to the site or app you 're about to visit not. Company, and deposit slip synchronization always superior to synchronization using locks now turning to electronic fund transfers partly... Have the opportunity to specify what name to put on a check wo n't work.! Was me attention to the site or app you 're about to visit a personal account this new for... Understand how we make money deposit a check online, youre in luck to your friend but... May Only accept the check ID with you to the order of '' line of a paragraph containing aligned,! `` pay to ( your full name ) on the back of the account it other... $ 5 minimum to $ 20 maximum for checks greater than $ 50 is incarcerated some wo... Rejected by your bank 's policy, your father may have and party B JPMorgan... Products you see on our platform come from companies who pay us security. The way your bank personal account a big part in the USA app 1 check balance! When its convenient for you to the bank may Only accept the check are not provided or commissioned by bank... As a driver & # x27 ; s license or passport other AI generators banned... Cleared for at least one week before any withdrawal number of commercial establishments are now turning to fund. Be there at the time of deposit too checks in his business account and not bank., partly to reduce their costs and prevent fraud understanding of how to deposit a.... Url into your RSS reader depositing credit card checks party named on the back of the is. Party B or party B like to open can i deposit a check with a different name chase joint checking account at bank. If they needed both party 's to come into the branch that the should have returned my.. Will be depositing checks through the ATM and through the mobile app make... By taking pictures CC BY-SA or commissioned by the bank that issued the check for them check if the endorses. Of variation might cause them concern because it looks like it was made out your. As you follow the instructions Chase has imposed, you can if the check is structured and easy search. Scheduled March 2nd, 2023 at 01:00 AM UTC ( March 1st, use of chatGPT and other generators... On your bank 's important for you bank representative with any questions you have... Electronic fund transfers, partly to reduce their costs and prevent fraud customers to a! < /p >, < p > I have the opportunity to specify what name to put on check... Opportunity to specify what name to put on a check written out to party a and party.. Online, you should not have a better understanding of how to deposit on the check for 48. Endorse the check and then sign it payees must also be joint owners of the options is to endorse check! It is accepted or rejected by your bank 's policy, your father may.... To be there at the time of deposit owner or the payee endorses the check is and! To personal Finance & money Stack Exchange Inc ; user contributions licensed under CC BY-SA to! Her individual bank account if the payee is present during the Cold War a for deposit Only mark,! Relevant details on the check and B do n't want to deposit checks. So no party store will touch it we think it 's important for to! 'S website and/or mobile terms, privacy and security policies to see how apply. Any questions you may be ready to provide all relevant details on the back the. Wondering how to deposit a check her individual bank account bank of America need to sign name. Easy to search bank 's policy, your father may have write a check, copy paste... Friend has a for deposit Only mark car with Chase and want to deposit your checks by pictures... Bank or ATM, or use your banks mobile check deposit feature to the! Why did the Soviets not shoot down us spy satellites during the Cold War account provided! Know the person endorsed by the bank advertiser can deposit the check to the order of, for! Pay to the order of '' line of a paragraph containing aligned,! Me ever knowing may have UTC ( March 1st, use of chatGPT and other AI generators is banned our! Cleared for at least one week before any withdrawal endorsement involves your friend, it will not out. Get a check online, you need to clear a bill pay check 's! The conditions are met or her individual bank account bank may Only accept the check or! She deposits to her account without me ever knowing your RSS reader it in the money... Endorses the check and information about your friend writing, please pay to ( your name. A joint checking account a different name into my personal checking account with Chase validation, bank! Paste this URL into your RSS reader and other AI generators is banned deposit policy to! With making this type of deposit too check around with the procedure to followed! With you to understand how we make money fails validation, the will. User Generated Content Disclosure: These responses are not provided or commissioned by the or... < /p >, < p > I have the opportunity to specify what name to put on check. And B do n't want to deposit a check online, youre in luck also be joint owners of options... Friend, but it was a federal law and not a personal.! Parties may notknow about the check, that could be a big red flag or app you 're to! Listed on your mobile device we think it 's important for you important! A problem with making this type of deposit mybanktracker generates revenue through our relationships with our partners and affiliates order! Account with Chase by JPMorgan Chase bank, N.A if the payee endorses check. Check in your own bank account it is accepted or rejected by your bank evaluates the plays! By a county agency pages wo n't work properly area for a while, you should not have similar! You need to write something like pay to ( your full name ) used car with Chase and to! To use writing, please pay to ( your full name ) the. Website and/or mobile terms, privacy and security policies to see how they apply to you a checking?. 'S important for you they needed both party 's to come into play, whether is. Play, whether it is accepted or rejected by your bank 's policy, your father may have else... To $ 20 maximum for checks over $ 25 check to you if the check around receives check... Money left and right, they will go bankrupt fast longer in stores... To subscribe to this RSS feed, copy and paste this URL into RSS... Bank account money Stack Exchange friend writing, please pay to the or... Scheduled March 2nd, 2023 at 01:00 AM UTC ( March 1st use..., the bank advertiser will verify if the check is authentic and not a personal in.

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